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Dean & Gloria 

"I own my own business and when my wife and I got our offer accepted on a property in Carmel Valley we were elated.   Three weeks into the escrow I was notified that even though we have perfect credit our loan was not going to be able to close by the scheduled closing date.

We were notified by the seller that unless we closed in the next 12 days he was going to accept a backup offer.

That is when our realtor suggested we contact Paul Rios at First Security Mortgage. Paul was able to provide us a detailed quote within minutes and closed our loan 10 days later!

The rate was 8% but we closed escrow on our dream home.  Approximately 8 months later (it took that long!) we refinance into a much lower rate.

Needless to say, First Security Mortgage saved the day."

Dr. B Ross

“More than just a source for money, but one in need, makes a friend indeed.

We met Paul through a mortgage broker who knew we needed to obtain funds in short order to close on two adjoining condominiums in Mission Beach. Given that these properties were a 2nd home and an investment property, obtaining funds did not seem to fit into the standard categories with other lenders. Time was running out on our option to purchase these properties which were under market price and the seller was not ready to extend the agreement. Thanks to Paul and the First Security Mortgage staff, they stepped up helping make this opportunity for my wife and I happen with an extremely quick turnaround. Plus their knowledge of the transaction made it seamless with our escrow company.  We could not have gotten the deal done without First Security Mortgage!! We now consider Paul Rios our friend in the mortgage business."

Lisa Driver

"I would like to highly recommend   First Security Mortgage in Sorrento Valley. I certainly read comments that other people make about their experiences with a business, but rarely take the time to offer my own.  I remember reading those positive comments about FSM…before calling in.  My experience with this company was excellent from beginning to end. Paul is a very seasoned and is a very experienced professional in his field. He worked so fast and provided answers before I even asked the questions.  He was organized, friendly, always prepared and made the process run so smooth.  The whole staff was great to work with. There were no surprises.  I would not hesitate for a minute to recommend them to a friend."


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