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First Security Mortgage van and office

real estate
loans
&
trust deed investments

Since 1972

about
fsm

First Security Mortgage is a family-Owned and Operated company that has been
arranging Private Money Loans in California since 1972. Your loan will never be sold as
we service all the loans that we originate. We strive to be 100% accountable to both the
borrower and the investor as both are equal partners in our continued Success.

First Security Mortgage sign through office window

services

First Security Mortgage arranges Hard Money Loans, and we service all the loans that
we originate. All IRS reporting requirements are handled by First Security Mortgage.

Image by Sasun Bughdaryan

trust deed investments

Invest in your future or build your portfolio with private money Real Estate investments.

MEET THE STAFF

John Smith, Loan Officer

John Smith is a licensed loan officer with over 10 years of experience in the mortgage industry. He is dedicated to helping clients find the best loan options for their unique needs. 

Mary Johnson, Processor

Mary Johnson is a skilled processor who works hard to ensure a smooth and efficient loan process for our clients. Contact Mary today to learn more about how she can help you.

John Smith, Loan Officer

John Smith is a licensed loan officer with over 10 years of experience in the mortgage industry. He is dedicated to helping clients find the best loan options for their unique needs. 

Mary Johnson, Processor

Mary Johnson is a skilled processor who works hard to ensure a smooth and efficient loan process for our clients. Contact Mary today to learn more about how she can help you.

Mary Johnson, Processor

Mary Johnson is a skilled processor who works hard to ensure a smooth and efficient loan process for our clients. Contact Mary today to learn more about how she can help you.

An overhead view of San Diego from the coast showing the ocean, house and buildings

why choose us

Fast Approval and Funding

Private money loans are meant to close fast and without the hassle!
On owner-occupied purchase properties, we may close in as little as 10 days.
On non-owner occupied, we may close in as little as 5 days.

income requirements

Our loans are based on your ability to service the loan. If you are unable to provide tax returns or traditional paystubs we can use other sources of documented income so long as the income listed is TRUTHFUL AND BELIEABLE.

no minimum fico scores

Your credit score and credit history are minimal factors in qualifying.

direct servicer

We believe in being 100% accountable to both the borrower and the investor.

All loans are serviced locally at 10650 Treena St Ste 201, San Diego, Ca. 92131.

No Prepayment Penalties

Most of our hard money loans have no pre-payment penalties, so they can be paid off at any time with no penalties!

Minimal Paperwork

Our loans require a minimal amount of income documentation. Generally, two years tax returns, pay stubs, and bank statements are NOT required.
In addition, we can provide you with a detailed loan proposal within 30 minutes and we only need the general terms of the transaction

by the numbers

“Thanks to Paul and the First Security Mortgage staff, they stepped up helping make this opportunity for my wife and I happen with an extremely quick turnaround.”

dr. b ross

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